A secure funding system where you plant a seed, let it grow, and harvest bigger returns within a month.

You can start with what you can afford — you'll pay just 28% of your Harvest Target.

For example:
• To harvest R1,000, you plant R280
• To harvest R5,000, you plant R1,400.

It’s a 3% extra bonus you earn every time you upgrade and replant your seed. You receive this reward for keeping your garden growing.

Your garden grows over a set period depending on your planting type:

• Personal or Bonus Planting: 21–28 days
• Group (Stokvel) Planting: 18–30 days

Just follow the process and replant to receive your full harvest on time.

FundGarden rewards you with a 5% bonus for every user you invite. As you invite more users, you rise through our rank-based reward system for extra benefits.

Yes — we operate on a secure, structured system powered by a peer-supported payout model, with built-in mechanisms designed to ensure smooth and timely payments